Compensation

In the UK there are two types of compensation for injury sustained in a car crash claim:

1] General damages

These are paid to compensate you for non financial losses such as the pain and suffering. The figure is decided by the Court based upon the evidence presented and will take account of your condition and prognosis, age, occupation and life expectancy.


2] Special damages [past losses and expenses].

A sussessful Claimant is able recover expenses incurred as a result of the accident and can include:

• Lost earnings;

• The cost of care;

• Additional accommodation expenses (e.g. the cost of adapting a property);

• The cost of special aids and equipment purchased;

• Additional travel and transport costs incurred ;

• Additional costs of medical treatment and therapies (e.g. physio);

3] Future Losses and Expenses

The Claimant is able to recover damages for losses and expenses that he will incur in the

future as a result of his injury. The types of claim that can be made are similar to those

claimed as past losses. However, whereas the Claimant can produce invoices and receipts

to document his past loss, the claim for future loss needs to be supported by expert

evidence and the evidence of the Claimant and/or his family.

Will my car crash claim affect my benefits?

If your car crash claim has cause you personal injury and led you to claim benefits, it is possible that you may have to pay these back from any compensation awarded.

Your solicitor will advise you on this matter as the rules are complex.

Information for those considering an insurance claim following a road accident in the UK.

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